Call reports 2019
ASCEND BANK — 2019
What ASCEND BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 804,997,000 | 821,546,000 | 835,136,000 | 838,172,000 |
| Total loans | 601,822,000 | 618,007,000 | 635,210,000 | 648,299,000 |
| Allowance for loan losses | 6,028,000 | 6,156,000 | 6,256,000 | 6,360,000 |
| Securities available for sale | 100,057,000 | 99,133,000 | 98,380,000 | 96,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 624,419,000 | 638,869,000 | 650,043,000 | 652,576,000 |
| Interest-bearing deposits | 559,104,000 | 571,668,000 | 584,889,000 | 586,330,000 |
| Noninterest-bearing deposits | 65,315,000 | 67,201,000 | 65,154,000 | 66,246,000 |
| Equity capital | 97,697,000 | 98,833,000 | 100,079,000 | 102,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,433,000 | 15,266,000 | 23,207,000 | 31,194,000 |
| Interest expense | 1,654,000 | 3,555,000 | 5,462,000 | 7,289,000 |
| Net interest income | 5,779,000 | 11,711,000 | 17,745,000 | 23,905,000 |
| Noninterest income | 928,000 | 1,940,000 | 2,967,000 | 3,949,000 |
| Noninterest expense | 5,476,000 | 10,952,000 | 16,494,000 | 21,817,000 |
| Provision for loan losses | 167,000 | 477,000 | 577,000 | 682,000 |
| Pretax income | 2,394,000 | 4,081,000 | 5,841,000 | 8,062,000 |
| Income tax | 438,000 | 725,000 | 1,009,000 | 1,530,000 |
| Net income | 1,956,000 | 3,356,000 | 4,832,000 | 6,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,610,000 | 98,039,000 | 99,534,000 | 101,246,000 |
| Total capital | 102,638,000 | 104,195,000 | 105,791,000 | 107,607,000 |
| Risk-weighted assets | 582,139,000 | 598,032,000 | 613,342,000 | 625,076,000 |