Call reports 2018
ASCEND BANK — 2018
What ASCEND BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 746,912,000 | 768,831,000 | 751,576,000 | 787,149,000 |
| Total loans | 549,611,000 | 569,395,000 | 580,330,000 | 585,057,000 |
| Allowance for loan losses | 5,637,000 | 5,686,000 | 5,805,000 | 5,856,000 |
| Securities available for sale | 115,514,000 | 111,377,000 | 105,002,000 | 110,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,073,000 | 585,209,000 | 588,397,000 | 623,673,000 |
| Interest-bearing deposits | 494,877,000 | 499,094,000 | 510,982,000 | 548,284,000 |
| Noninterest-bearing deposits | 85,196,000 | 86,115,000 | 77,415,000 | 75,389,000 |
| Equity capital | 91,480,000 | 93,336,000 | 95,183,000 | 95,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,635,000 | 13,550,000 | 20,666,000 | 28,129,000 |
| Interest expense | 903,000 | 1,869,000 | 3,015,000 | 4,466,000 |
| Net interest income | 5,732,000 | 11,681,000 | 17,651,000 | 23,663,000 |
| Noninterest income | 929,000 | 1,906,000 | 2,859,000 | 3,856,000 |
| Noninterest expense | 6,292,000 | 10,893,000 | 15,678,000 | 20,437,000 |
| Provision for loan losses | 150,000 | 190,000 | 294,000 | 326,000 |
| Pretax income | 219,000 | 2,526,000 | 5,064,000 | 7,282,000 |
| Income tax | 31,000 | 396,000 | 853,000 | 1,214,000 |
| Net income | 188,000 | 2,130,000 | 4,211,000 | 6,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,628,000 | 89,574,000 | 91,660,000 | 93,453,000 |
| Total capital | 94,565,000 | 96,624,000 | 98,803,000 | 99,989,000 |
| Risk-weighted assets | 526,434,000 | 541,810,000 | 548,233,000 | 556,503,000 |