Call reports 2017
ASCEND BANK — 2017
What ASCEND BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 691,299,000 | 704,584,000 | 705,851,000 | 742,243,000 |
| Total loans | 499,057,000 | 508,333,000 | 534,605,000 | 548,723,000 |
| Allowance for loan losses | 4,982,000 | 5,210,000 | 5,495,000 | 5,473,000 |
| Securities available for sale | 113,523,000 | 110,701,000 | 112,038,000 | 109,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,542,000 | 551,531,000 | 538,682,000 | 570,812,000 |
| Interest-bearing deposits | 460,199,000 | 464,800,000 | 454,727,000 | 482,116,000 |
| Noninterest-bearing deposits | 79,343,000 | 86,731,000 | 83,955,000 | 88,696,000 |
| Equity capital | 88,530,000 | 89,664,000 | 90,702,000 | 91,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,748,000 | 11,754,000 | 18,004,000 | 24,478,000 |
| Interest expense | 622,000 | 1,317,000 | 2,046,000 | 2,812,000 |
| Net interest income | 5,126,000 | 10,437,000 | 15,958,000 | 21,666,000 |
| Noninterest income | 886,000 | 1,843,000 | 2,753,000 | 3,648,000 |
| Noninterest expense | 4,735,000 | 9,604,000 | 14,602,000 | 19,618,000 |
| Provision for loan losses | 197,000 | 402,000 | 672,000 | 707,000 |
| Pretax income | 2,233,000 | 4,149,000 | 5,686,000 | 7,096,000 |
| Income tax | 473,000 | 978,000 | 1,346,000 | 2,393,000 |
| Net income | 1,699,000 | 3,049,000 | 4,161,000 | 4,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,324,000 | 87,679,000 | 88,797,000 | 88,737,000 |
| Total capital | 93,020,000 | 94,422,000 | 95,806,000 | 95,834,000 |
| Risk-weighted assets | 491,693,000 | 499,247,000 | 515,420,000 | 523,806,000 |