Call reports 2015
ASCEND BANK — 2015
What ASCEND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 598,145,000 | 608,975,000 | 621,620,000 | 621,950,000 |
| Total loans | 393,477,000 | 411,972,000 | 426,386,000 | 436,622,000 |
| Allowance for loan losses | 3,969,000 | 4,044,000 | 4,102,000 | 4,239,000 |
| Securities available for sale | 156,851,000 | 150,050,000 | 144,465,000 | 139,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,017,000 | 478,287,000 | 468,655,000 | 478,479,000 |
| Interest-bearing deposits | 403,096,000 | 407,231,000 | 401,409,000 | 406,885,000 |
| Noninterest-bearing deposits | 63,921,000 | 71,056,000 | 67,246,000 | 71,594,000 |
| Equity capital | 80,113,000 | 79,858,000 | 80,313,000 | 82,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,045,000 | 10,296,000 | 15,645,000 | 21,044,000 |
| Interest expense | 571,000 | 1,147,000 | 1,751,000 | 2,339,000 |
| Net interest income | 4,474,000 | 9,149,000 | 13,894,000 | 18,705,000 |
| Noninterest income | 839,000 | 1,736,000 | 2,603,000 | 3,466,000 |
| Noninterest expense | 4,218,000 | 8,538,000 | 12,948,000 | 17,789,000 |
| Provision for loan losses | 0 | 75,000 | 150,000 | 375,000 |
| Pretax income | 1,562,000 | 2,877,000 | 3,998,000 | 4,603,000 |
| Income tax | 315,000 | 560,000 | 810,000 | 773,000 |
| Net income | 1,198,000 | 2,231,000 | 3,063,000 | 3,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,682,000 | 79,119,000 | 79,950,000 | 80,586,000 |
| Total capital | 83,249,000 | 84,321,000 | 84,769,000 | 86,116,000 |
| Risk-weighted assets | 404,344,000 | 439,492,000 | 453,115,000 | 459,167,000 |