Call reports 2014
ASCEND BANK — 2014
What ASCEND BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 567,184,000 | 572,996,000 | 576,906,000 | 595,074,000 |
| Total loans | 355,610,000 | 358,473,000 | 367,906,000 | 389,327,000 |
| Allowance for loan losses | 3,565,000 | 3,565,000 | 3,565,000 | 3,969,000 |
| Securities available for sale | 157,987,000 | 170,281,000 | 163,372,000 | 162,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,646,000 | 446,406,000 | 445,316,000 | 462,175,000 |
| Interest-bearing deposits | 385,755,000 | 388,370,000 | 389,016,000 | 399,957,000 |
| Noninterest-bearing deposits | 55,891,000 | 58,036,000 | 56,300,000 | 62,218,000 |
| Equity capital | 76,241,000 | 78,709,000 | 79,517,000 | 78,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,119,000 | 10,192,000 | 15,194,000 | 20,247,000 |
| Interest expense | 572,000 | 1,079,000 | 1,615,000 | 2,178,000 |
| Net interest income | 4,547,000 | 9,113,000 | 13,579,000 | 18,069,000 |
| Noninterest income | 824,000 | 1,690,000 | 2,530,000 | 3,440,000 |
| Noninterest expense | 4,014,000 | 8,053,000 | 12,077,000 | 16,511,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 1,438,000 | 3,082,000 | 4,505,000 | 5,046,000 |
| Income tax | 343,000 | 749,000 | 939,000 | 839,000 |
| Net income | 1,052,000 | 2,245,000 | 3,425,000 | 4,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,838,000 | 75,031,000 | 76,210,000 | 76,817,000 |
| Total capital | 78,807,000 | 80,456,000 | 81,294,000 | 82,639,000 |
| Risk-weighted assets | 320,493,000 | 329,149,000 | 338,025,000 | 360,858,000 |