Call reports 2013
ASCEND BANK — 2013
What ASCEND BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 532,531,000 | 533,921,000 | 558,978,000 | 559,664,000 |
| Total loans | 346,442,000 | 348,209,000 | 352,898,000 | 356,315,000 |
| Allowance for loan losses | 3,522,000 | 3,521,000 | 3,514,000 | 3,572,000 |
| Securities available for sale | 140,503,000 | 140,627,000 | 144,592,000 | 153,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,788,000 | 438,483,000 | 429,554,000 | 437,904,000 |
| Interest-bearing deposits | 419,620,000 | 419,726,000 | 376,675,000 | 382,461,000 |
| Noninterest-bearing deposits | 17,167,000 | 18,757,000 | 52,879,000 | 55,443,000 |
| Equity capital | 73,353,000 | 72,269,000 | 72,766,000 | 74,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,695,000 | 9,387,000 | 14,063,000 | 18,895,000 |
| Interest expense | 793,000 | 1,493,000 | 2,194,000 | 2,947,000 |
| Net interest income | 3,902,000 | 7,894,000 | 11,869,000 | 15,948,000 |
| Noninterest income | 675,000 | 1,576,000 | 2,407,000 | 3,159,000 |
| Noninterest expense | 3,594,000 | 7,378,000 | 11,156,000 | 15,415,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 125,000 |
| Pretax income | 1,295,000 | 2,505,000 | 3,512,000 | 3,984,000 |
| Income tax | 318,000 | 610,000 | 862,000 | 1,124,000 |
| Net income | 959,000 | 1,846,000 | 2,563,000 | 2,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,000,000 | 71,887,000 | 72,605,000 | 72,785,000 |
| Total capital | 75,332,000 | 76,042,000 | 76,844,000 | 77,528,000 |
| Risk-weighted assets | 299,495,000 | 304,850,000 | 312,953,000 | 319,622,000 |