Call reports 2012
ASCEND BANK — 2012
What ASCEND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 527,218,000 | 529,293,000 | 522,183,000 | 542,833,000 |
| Total loans | 337,098,000 | 341,850,000 | 344,899,000 | 346,615,000 |
| Allowance for loan losses | 3,499,000 | 3,506,000 | 3,518,000 | 3,518,000 |
| Securities available for sale | 130,331,000 | 135,081,000 | 133,255,000 | 136,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,192,000 | 434,152,000 | 426,101,000 | 450,502,000 |
| Interest-bearing deposits | 386,212,000 | 388,230,000 | 380,651,000 | 433,078,000 |
| Noninterest-bearing deposits | 45,980,000 | 45,922,000 | 45,450,000 | 17,424,000 |
| Equity capital | 69,857,000 | 71,003,000 | 72,504,000 | 72,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,049,000 | 10,016,000 | 15,048,000 | 19,872,000 |
| Interest expense | 1,014,000 | 1,987,000 | 2,923,000 | 3,815,000 |
| Net interest income | 4,035,000 | 8,029,000 | 12,125,000 | 16,057,000 |
| Noninterest income | 478,000 | 1,363,000 | 2,013,000 | 2,864,000 |
| Noninterest expense | 3,428,000 | 6,889,000 | 10,382,000 | 14,142,000 |
| Provision for loan losses | 25,000 | 75,000 | 75,000 | 176,000 |
| Pretax income | 1,060,000 | 2,428,000 | 3,656,000 | 4,575,000 |
| Income tax | 333,000 | 659,000 | 991,000 | 1,092,000 |
| Net income | 727,000 | 1,730,000 | 2,607,000 | 3,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,363,000 | 68,368,000 | 69,245,000 | 70,040,000 |
| Total capital | 71,051,000 | 72,038,000 | 72,763,000 | 73,558,000 |
| Risk-weighted assets | 282,185,000 | 286,889,000 | 289,202,000 | 297,085,000 |