Call reports 2009
ASCEND BANK — 2009
What ASCEND BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 490,221,000 | 500,636,000 | 500,039,000 | 505,604,000 |
| Total loans | 352,751,000 | 359,164,000 | 364,023,000 | 353,585,000 |
| Allowance for loan losses | 3,142,000 | 3,220,000 | 3,295,000 | 3,392,000 |
| Securities available for sale | 85,872,000 | 92,642,000 | 93,847,000 | 98,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,833,000 | 410,734,000 | 405,062,000 | 410,643,000 |
| Interest-bearing deposits | 391,216,000 | 401,041,000 | 396,323,000 | 401,989,000 |
| Noninterest-bearing deposits | 8,617,000 | 9,693,000 | 8,739,000 | 8,654,000 |
| Equity capital | 56,302,000 | 57,351,000 | 58,611,000 | 59,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,054,000 | 12,026,000 | 18,032,000 | 24,049,000 |
| Interest expense | 2,365,000 | 4,589,000 | 6,815,000 | 8,790,000 |
| Net interest income | 3,689,000 | 7,437,000 | 11,217,000 | 15,259,000 |
| Noninterest income | 359,000 | 832,000 | 1,217,000 | 1,719,000 |
| Noninterest expense | 3,221,000 | 6,591,000 | 10,013,000 | 13,425,000 |
| Provision for loan losses | 0 | 78,000 | 153,000 | 253,000 |
| Pretax income | 827,000 | 1,623,000 | 2,291,000 | 3,216,000 |
| Income tax | 296,000 | 576,000 | 797,000 | 877,000 |
| Net income | 531,000 | 1,047,000 | 1,494,000 | 2,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,243,000 | 57,662,000 | 58,621,000 | 59,992,000 |
| Total capital | 59,385,000 | 60,882,000 | 61,916,000 | 63,384,000 |
| Risk-weighted assets | 271,459,000 | 278,670,000 | 281,502,000 | 280,879,000 |