Call reports 2006
ASCEND BANK — 2006
What ASCEND BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 405,782,000 | 416,792,000 | 411,065,000 | 406,135,000 |
| Total loans | 291,215,000 | 293,296,000 | 292,551,000 | 295,340,000 |
| Allowance for loan losses | 3,092,000 | 3,093,000 | 3,093,000 | 3,078,000 |
| Securities available for sale | 81,668,000 | 87,588,000 | 84,071,000 | 80,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,487,000 | 356,365,000 | 348,951,000 | 342,891,000 |
| Interest-bearing deposits | 320,956,000 | 332,008,000 | 323,545,000 | 317,438,000 |
| Noninterest-bearing deposits | 24,531,000 | 24,357,000 | 25,406,000 | 25,453,000 |
| Equity capital | 53,015,000 | 53,587,000 | 54,606,000 | 55,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,036,000 | 10,385,000 | 15,906,000 | 21,482,000 |
| Interest expense | 2,079,000 | 4,420,000 | 6,981,000 | 9,668,000 |
| Net interest income | 2,957,000 | 5,965,000 | 8,925,000 | 11,814,000 |
| Noninterest income | 214,000 | 524,000 | 812,000 | 1,059,000 |
| Noninterest expense | 2,672,000 | 5,161,000 | 7,774,000 | 10,310,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 2,000 |
| Pretax income | 499,000 | 1,326,000 | 1,961,000 | 2,561,000 |
| Income tax | 186,000 | 457,000 | 654,000 | 789,000 |
| Net income | 313,000 | 869,000 | 1,307,000 | 1,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,366,000 | 53,922,000 | 54,360,000 | 54,826,000 |
| Total capital | 56,549,000 | 57,155,000 | 57,664,000 | 58,241,000 |
| Risk-weighted assets | 233,119,000 | 236,363,000 | 235,752,000 | 237,564,000 |