Call reports 2002
FIRST COMMUNITY NATIONAL BANK — 2002
What FIRST COMMUNITY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 26,441,000 | 26,858,000 | 25,899,000 |
| Total loans | 16,760,000 | 17,319,000 | 18,760,000 |
| Allowance for loan losses | 168,000 | 168,000 | 168,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 1,482,000 | 1,361,000 | 1,207,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 22,618,000 | 23,016,000 | 22,039,000 |
| Interest-bearing deposits | 19,894,000 | 20,041,000 | 19,070,000 |
| Noninterest-bearing deposits | 2,724,000 | 2,975,000 | 2,969,000 |
| Equity capital | 2,689,000 | 2,695,000 | 2,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 398,000 | 763,000 | 1,152,000 |
| Interest expense | 122,000 | 233,000 | 342,000 |
| Net interest income | 276,000 | 530,000 | 810,000 |
| Noninterest income | 33,000 | 65,000 | 101,000 |
| Noninterest expense | 276,000 | 542,000 | 806,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 33,000 | 53,000 | 105,000 |
| Income tax | 15,000 | 29,000 | 45,000 |
| Net income | 18,000 | 24,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 2,689,000 | 2,695,000 | 2,731,000 |
| Total capital | 2,857,000 | 2,863,000 | 2,899,000 |
| Risk-weighted assets | 17,933,000 | 18,508,000 | 19,545,000 |