Call reports 2001
FIRST COMMUNITY NATIONAL BANK — 2001
What FIRST COMMUNITY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,592,000 | 27,040,000 | 26,565,000 | 27,330,000 |
| Total loans | 18,817,000 | 15,684,000 | 20,157,000 | 19,258,000 |
| Allowance for loan losses | 131,000 | 143,000 | 155,000 | 168,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,303,000 | 1,482,000 | 1,381,000 | 1,282,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,686,000 | 23,191,000 | 22,744,000 | 23,490,000 |
| Interest-bearing deposits | 20,156,000 | 19,637,000 | 19,814,000 | 20,247,000 |
| Noninterest-bearing deposits | 2,530,000 | 3,554,000 | 2,930,000 | 3,243,000 |
| Equity capital | 2,670,000 | 2,632,000 | 2,650,000 | 2,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 952,000 | 1,394,000 | 1,823,000 |
| Interest expense | 187,000 | 362,000 | 530,000 | 675,000 |
| Net interest income | 323,000 | 590,000 | 864,000 | 1,148,000 |
| Noninterest income | 32,000 | 72,000 | 102,000 | 133,000 |
| Noninterest expense | 247,000 | 510,000 | 783,000 | 1,045,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 96,000 | 128,000 | 147,000 | 191,000 |
| Income tax | 5,000 | 6,000 | 7,000 | 9,000 |
| Net income | 91,000 | 122,000 | 140,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,670,000 | 2,632,000 | 2,650,000 | 2,671,000 |
| Total capital | 2,801,000 | 2,775,000 | 2,805,000 | 2,839,000 |
| Risk-weighted assets | 19,491,000 | 17,393,000 | 21,169,000 | 20,492,000 |