Call reports 2025
PENDLETON COMMUNITY BANK, INC. — 2025
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 782,496,000 | 790,103,000 | 805,584,000 | 814,284,000 |
| Total loans | 624,776,000 | 645,496,000 | 647,509,000 | 682,366,000 |
| Allowance for loan losses | 5,173,000 | 5,615,000 | 5,981,000 | 6,147,000 |
| Securities available for sale | 82,182,000 | 81,916,000 | 82,734,000 | 82,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,270,000 | 688,203,000 | 700,268,000 | 699,359,000 |
| Interest-bearing deposits | 522,879,000 | 521,903,000 | 537,507,000 | 529,392,000 |
| Noninterest-bearing deposits | 159,391,000 | 166,300,000 | 162,761,000 | 169,967,000 |
| Equity capital | 63,621,000 | 65,060,000 | 67,677,000 | 69,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,598,000 | 21,643,000 | 33,079,000 | 44,679,000 |
| Interest expense | 3,456,000 | 6,855,000 | 10,263,000 | 13,562,000 |
| Net interest income | 7,142,000 | 14,788,000 | 22,816,000 | 31,117,000 |
| Noninterest income | 1,085,000 | 2,253,000 | 3,470,000 | 4,750,000 |
| Noninterest expense | 5,746,000 | 11,537,000 | 17,391,000 | 23,188,000 |
| Provision for loan losses | 600,000 | 1,462,000 | 2,272,000 | 2,876,000 |
| Pretax income | 1,881,000 | 4,073,000 | 6,660,000 | 9,835,000 |
| Income tax | 331,000 | 725,000 | 1,353,000 | 1,844,000 |
| Net income | 1,550,000 | 3,348,000 | 5,307,000 | 7,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,337,000 | 65,650,000 | 67,125,000 | 68,849,000 |
| Total capital | 69,519,000 | 71,271,000 | 73,106,000 | 75,001,000 |
| Risk-weighted assets | 598,252,000 | 617,778,000 | 617,717,000 | 653,121,000 |