Call reports 2024
PENDLETON COMMUNITY BANK, INC. — 2024
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 764,410,000 | 765,474,000 | 779,809,000 | 778,193,000 |
| Total loans | 601,563,000 | 607,370,000 | 618,648,000 | 627,761,000 |
| Allowance for loan losses | 4,606,000 | 4,759,000 | 4,878,000 | 5,037,000 |
| Securities available for sale | 87,639,000 | 86,979,000 | 89,091,000 | 86,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 646,262,000 | 651,560,000 | 667,123,000 | 666,966,000 |
| Interest-bearing deposits | 487,974,000 | 491,718,000 | 507,337,000 | 512,030,000 |
| Noninterest-bearing deposits | 158,288,000 | 159,842,000 | 159,786,000 | 154,936,000 |
| Equity capital | 55,814,000 | 57,007,000 | 60,730,000 | 61,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,799,000 | 19,974,000 | 30,661,000 | 41,487,000 |
| Interest expense | 3,524,000 | 7,240,000 | 11,091,000 | 14,855,000 |
| Net interest income | 6,275,000 | 12,734,000 | 19,570,000 | 26,632,000 |
| Noninterest income | 1,002,000 | 2,056,000 | 3,200,000 | 4,412,000 |
| Noninterest expense | 5,506,000 | 11,117,000 | 16,828,000 | 22,097,000 |
| Provision for loan losses | 654,000 | 1,104,000 | 1,604,000 | 2,196,000 |
| Pretax income | 1,275,000 | 2,727,000 | 4,498,000 | 6,912,000 |
| Income tax | 110,000 | 253,000 | 461,000 | 1,146,000 |
| Net income | 1,165,000 | 2,474,000 | 4,037,000 | 5,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,425,000 | 59,373,000 | 60,977,000 | 62,746,000 |
| Total capital | 63,043,000 | 64,143,000 | 65,865,000 | 67,792,000 |
| Risk-weighted assets | 577,060,000 | 577,606,000 | 588,756,000 | 600,644,000 |