Call reports 2023
PENDLETON COMMUNITY BANK, INC. — 2023
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 697,741,000 | 727,042,000 | 749,205,000 | 734,263,000 |
| Total loans | 537,305,000 | 579,462,000 | 593,873,000 | 589,856,000 |
| Allowance for loan losses | 3,722,000 | 3,910,000 | 4,043,000 | 4,329,000 |
| Securities available for sale | 102,675,000 | 97,073,000 | 91,232,000 | 93,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,290,000 | 610,254,000 | 635,042,000 | 619,407,000 |
| Interest-bearing deposits | 438,317,000 | 449,238,000 | 472,741,000 | 461,827,000 |
| Noninterest-bearing deposits | 161,973,000 | 161,016,000 | 162,301,000 | 157,580,000 |
| Equity capital | 50,309,000 | 50,497,000 | 50,687,000 | 53,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,716,000 | 16,284,000 | 25,633,000 | 35,267,000 |
| Interest expense | 1,690,000 | 4,236,000 | 7,422,000 | 10,849,000 |
| Net interest income | 6,026,000 | 12,048,000 | 18,211,000 | 24,418,000 |
| Noninterest income | 982,000 | 1,976,000 | 2,997,000 | 4,074,000 |
| Noninterest expense | 4,985,000 | 10,004,000 | 15,112,000 | 20,313,000 |
| Provision for loan losses | 268,000 | 583,000 | 927,000 | 1,421,000 |
| Pretax income | 1,755,000 | 3,455,000 | 5,143,000 | 6,845,000 |
| Income tax | 314,000 | 613,000 | 703,000 | 990,000 |
| Net income | 1,441,000 | 2,842,000 | 4,440,000 | 5,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,614,000 | 54,054,000 | 55,695,000 | 55,468,000 |
| Total capital | 56,505,000 | 58,124,000 | 59,919,000 | 59,966,000 |
| Risk-weighted assets | 516,607,000 | 549,284,000 | 568,413,000 | 562,191,000 |