Call reports 2022
PENDLETON COMMUNITY BANK, INC. — 2022
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 642,246,000 | 640,995,000 | 643,461,000 | 658,250,000 |
| Total loans | 388,530,000 | 450,228,000 | 456,943,000 | 508,185,000 |
| Allowance for loan losses | 3,224,000 | 3,357,000 | 3,517,000 | 3,645,000 |
| Securities available for sale | 118,285,000 | 111,179,000 | 106,095,000 | 101,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 582,412,000 | 584,105,000 | 586,602,000 | 581,224,000 |
| Interest-bearing deposits | 418,393,000 | 409,115,000 | 411,148,000 | 410,052,000 |
| Noninterest-bearing deposits | 164,020,000 | 174,991,000 | 175,454,000 | 171,172,000 |
| Equity capital | 50,725,000 | 48,204,000 | 47,317,000 | 47,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,200,000 | 10,940,000 | 17,207,000 | 24,471,000 |
| Interest expense | 276,000 | 550,000 | 876,000 | 1,517,000 |
| Net interest income | 4,924,000 | 10,390,000 | 16,331,000 | 22,954,000 |
| Noninterest income | 976,000 | 2,184,000 | 3,206,000 | 4,182,000 |
| Noninterest expense | 4,244,000 | 8,704,000 | 13,233,000 | 18,161,000 |
| Provision for loan losses | 165,000 | 360,000 | 585,000 | 810,000 |
| Pretax income | 1,491,000 | 3,510,000 | 5,719,000 | 8,158,000 |
| Income tax | 284,000 | 695,000 | 1,154,000 | 1,670,000 |
| Net income | 1,207,000 | 2,815,000 | 4,565,000 | 6,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,123,000 | 49,772,000 | 51,262,000 | 51,259,000 |
| Total capital | 51,347,000 | 53,129,000 | 54,779,000 | 54,904,000 |
| Risk-weighted assets | 384,912,000 | 467,334,000 | 473,725,000 | 516,892,000 |