Call reports 2021
PENDLETON COMMUNITY BANK, INC. — 2021
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 540,419,000 | 619,914,000 | 624,770,000 | 627,833,000 |
| Total loans | 347,864,000 | 359,478,000 | 365,480,000 | 372,388,000 |
| Allowance for loan losses | 2,727,000 | 2,850,000 | 2,954,000 | 3,080,000 |
| Securities available for sale | 72,069,000 | 86,850,000 | 106,761,000 | 116,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,237,000 | 558,529,000 | 561,661,000 | 565,552,000 |
| Interest-bearing deposits | 337,392,000 | 400,148,000 | 405,160,000 | 405,000,000 |
| Noninterest-bearing deposits | 144,845,000 | 158,381,000 | 156,501,000 | 160,552,000 |
| Equity capital | 50,113,000 | 53,894,000 | 55,878,000 | 54,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,770,000 | 9,595,000 | 14,504,000 | 19,974,000 |
| Interest expense | 381,000 | 737,000 | 1,085,000 | 1,391,000 |
| Net interest income | 4,389,000 | 8,858,000 | 13,419,000 | 18,583,000 |
| Noninterest income | 821,000 | 1,776,000 | 2,801,000 | 3,936,000 |
| Noninterest expense | 3,398,000 | 7,095,000 | 11,283,000 | 15,622,000 |
| Provision for loan losses | 150,000 | 300,000 | 455,000 | 625,000 |
| Pretax income | 1,662,000 | 3,251,000 | 4,500,000 | 6,290,000 |
| Income tax | 327,000 | 638,000 | 862,000 | 1,111,000 |
| Net income | 1,335,000 | 2,613,000 | 3,638,000 | 5,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,100,000 | 45,440,000 | 47,506,000 | 47,125,000 |
| Total capital | 45,827,000 | 48,290,000 | 50,460,000 | 50,205,000 |
| Risk-weighted assets | 314,936,000 | 344,948,000 | 364,180,000 | 376,640,000 |