Call reports 2020
PENDLETON COMMUNITY BANK, INC. — 2020
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 449,401,000 | 491,111,000 | 506,176,000 | 515,132,000 |
| Total loans | 327,723,000 | 354,672,000 | 376,035,000 | 373,722,000 |
| Allowance for loan losses | 3,108,000 | 3,294,000 | 3,437,000 | 3,174,000 |
| Securities available for sale | 63,808,000 | 70,950,000 | 69,419,000 | 64,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,321,000 | 434,727,000 | 448,299,000 | 457,722,000 |
| Interest-bearing deposits | 292,828,000 | 307,930,000 | 318,740,000 | 324,111,000 |
| Noninterest-bearing deposits | 102,492,000 | 126,798,000 | 129,559,000 | 133,611,000 |
| Equity capital | 46,864,000 | 48,311,000 | 49,905,000 | 49,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,990,000 | 9,977,000 | 14,962,000 | 19,972,000 |
| Interest expense | 714,000 | 1,267,000 | 1,772,000 | 2,209,000 |
| Net interest income | 4,276,000 | 8,710,000 | 13,190,000 | 17,763,000 |
| Noninterest income | 810,000 | 1,529,000 | 2,447,000 | 3,446,000 |
| Noninterest expense | 4,048,000 | 7,177,000 | 10,723,000 | 14,259,000 |
| Provision for loan losses | 140,000 | 350,000 | 560,000 | 860,000 |
| Pretax income | 876,000 | 2,690,000 | 4,332,000 | 6,068,000 |
| Income tax | 161,000 | 497,000 | 821,000 | 1,166,000 |
| Net income | 715,000 | 2,193,000 | 3,511,000 | 4,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,076,000 | 40,884,000 | 42,232,000 | 41,836,000 |
| Total capital | 43,184,000 | 44,178,000 | 45,669,000 | 45,010,000 |
| Risk-weighted assets | 318,128,000 | 315,986,000 | 333,819,000 | 333,140,000 |