Call reports 2019
PENDLETON COMMUNITY BANK, INC. — 2019
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 319,595,000 | 316,490,000 | 339,345,000 | 442,153,000 |
| Total loans | 250,709,000 | 252,066,000 | 259,327,000 | 328,224,000 |
| Allowance for loan losses | 2,838,000 | 2,825,000 | 2,909,000 | 2,990,000 |
| Securities available for sale | 34,488,000 | 32,790,000 | 31,177,000 | 67,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,857,000 | 271,376,000 | 278,533,000 | 390,014,000 |
| Interest-bearing deposits | 209,722,000 | 207,664,000 | 211,359,000 | 292,870,000 |
| Noninterest-bearing deposits | 65,135,000 | 63,712,000 | 67,174,000 | 97,144,000 |
| Equity capital | 38,911,000 | 39,938,000 | 47,206,000 | 45,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,689,000 | 7,465,000 | 11,404,000 | 16,452,000 |
| Interest expense | 554,000 | 1,141,000 | 1,720,000 | 2,454,000 |
| Net interest income | 3,135,000 | 6,324,000 | 9,684,000 | 13,998,000 |
| Noninterest income | 557,000 | 1,214,000 | 1,895,000 | 2,870,000 |
| Noninterest expense | 2,471,000 | 5,064,000 | 7,576,000 | 10,997,000 |
| Provision for loan losses | 180,000 | 330,000 | 435,000 | 540,000 |
| Pretax income | 1,080,000 | 2,193,000 | 3,616,000 | 5,379,000 |
| Income tax | 180,000 | 404,000 | 681,000 | 1,113,000 |
| Net income | 900,000 | 1,789,000 | 2,935,000 | 4,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,583,000 | 38,275,000 | 45,421,000 | 39,333,000 |
| Total capital | 40,421,000 | 41,100,000 | 48,330,000 | 42,323,000 |
| Risk-weighted assets | 243,270,000 | 245,396,000 | 252,665,000 | 313,415,000 |