Call reports 2018
PENDLETON COMMUNITY BANK, INC. — 2018
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 295,577,000 | 298,998,000 | 310,729,000 | 307,536,000 |
| Total loans | 232,674,000 | 236,722,000 | 237,378,000 | 244,039,000 |
| Allowance for loan losses | 2,705,000 | 2,680,000 | 2,570,000 | 2,686,000 |
| Securities available for sale | 34,713,000 | 34,458,000 | 35,447,000 | 37,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,868,000 | 255,849,000 | 266,893,000 | 263,690,000 |
| Interest-bearing deposits | 192,111,000 | 196,771,000 | 203,614,000 | 202,471,000 |
| Noninterest-bearing deposits | 60,757,000 | 59,078,000 | 63,279,000 | 61,220,000 |
| Equity capital | 36,690,000 | 37,687,000 | 38,593,000 | 37,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,324,000 | 6,755,000 | 10,329,000 | 13,896,000 |
| Interest expense | 318,000 | 705,000 | 1,160,000 | 1,672,000 |
| Net interest income | 3,006,000 | 6,050,000 | 9,169,000 | 12,224,000 |
| Noninterest income | 565,000 | 1,163,000 | 1,764,000 | 2,346,000 |
| Noninterest expense | 2,357,000 | 4,672,000 | 7,031,000 | 9,438,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 370,000 |
| Pretax income | 1,139,000 | 2,391,000 | 3,676,000 | 4,761,000 |
| Income tax | 183,000 | 417,000 | 660,000 | 877,000 |
| Net income | 956,000 | 1,974,000 | 3,016,000 | 3,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,626,000 | 36,647,000 | 37,692,000 | 36,880,000 |
| Total capital | 38,331,000 | 39,327,000 | 40,262,000 | 39,566,000 |
| Risk-weighted assets | 222,385,000 | 229,439,000 | 229,955,000 | 236,762,000 |