Call reports 2017
PENDLETON COMMUNITY BANK, INC. — 2017
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 288,693,000 | 284,912,000 | 294,793,000 | 288,843,000 |
| Total loans | 213,012,000 | 218,459,000 | 223,963,000 | 228,264,000 |
| Allowance for loan losses | 2,402,000 | 2,444,000 | 2,514,000 | 2,628,000 |
| Securities available for sale | 38,415,000 | 37,663,000 | 35,642,000 | 35,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,968,000 | 242,735,000 | 251,512,000 | 245,963,000 |
| Interest-bearing deposits | 189,411,000 | 185,393,000 | 190,111,000 | 187,248,000 |
| Noninterest-bearing deposits | 58,557,000 | 57,342,000 | 61,401,000 | 58,715,000 |
| Equity capital | 35,500,000 | 36,629,000 | 37,495,000 | 36,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,030,000 | 6,190,000 | 9,413,000 | 12,730,000 |
| Interest expense | 246,000 | 502,000 | 767,000 | 1,056,000 |
| Net interest income | 2,784,000 | 5,688,000 | 8,646,000 | 11,674,000 |
| Noninterest income | 538,000 | 1,124,000 | 1,730,000 | 2,297,000 |
| Noninterest expense | 2,084,000 | 4,227,000 | 6,406,000 | 8,636,000 |
| Provision for loan losses | 180,000 | 270,000 | 360,000 | 450,000 |
| Pretax income | 1,058,000 | 2,315,000 | 3,619,000 | 4,894,000 |
| Income tax | 300,000 | 670,000 | 1,050,000 | 1,523,000 |
| Net income | 758,000 | 1,645,000 | 2,569,000 | 3,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,124,000 | 35,014,000 | 35,943,000 | 34,921,000 |
| Total capital | 36,526,000 | 37,458,000 | 38,457,000 | 37,549,000 |
| Risk-weighted assets | 206,457,000 | 208,642,000 | 210,464,000 | 217,305,000 |