Call reports 2016
PENDLETON COMMUNITY BANK, INC. — 2016
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 270,650,000 | 274,847,000 | 283,195,000 | 276,349,000 |
| Total loans | 208,687,000 | 210,781,000 | 211,688,000 | 214,635,000 |
| Allowance for loan losses | 2,295,000 | 2,423,000 | 2,077,000 | 2,239,000 |
| Securities available for sale | 31,444,000 | 31,624,000 | 32,904,000 | 32,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,704,000 | 234,152,000 | 242,036,000 | 236,780,000 |
| Interest-bearing deposits | 179,004,000 | 180,827,000 | 183,794,000 | 179,740,000 |
| Noninterest-bearing deposits | 51,699,000 | 53,325,000 | 58,243,000 | 57,040,000 |
| Equity capital | 35,002,000 | 35,462,000 | 36,179,000 | 34,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,025,000 | 6,074,000 | 9,145,000 | 12,237,000 |
| Interest expense | 247,000 | 492,000 | 739,000 | 985,000 |
| Net interest income | 2,778,000 | 5,582,000 | 8,406,000 | 11,252,000 |
| Noninterest income | 477,000 | 1,050,000 | 1,632,000 | 2,259,000 |
| Noninterest expense | 2,006,000 | 4,030,000 | 6,145,000 | 8,267,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 1,078,000 | 2,330,000 | 3,439,000 | 4,610,000 |
| Income tax | 307,000 | 679,000 | 1,022,000 | 1,347,000 |
| Net income | 771,000 | 1,651,000 | 2,417,000 | 3,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,114,000 | 33,548,000 | 34,318,000 | 33,369,000 |
| Total capital | 35,409,000 | 35,971,000 | 36,395,000 | 35,608,000 |
| Risk-weighted assets | 197,623,000 | 199,796,000 | 201,493,000 | 204,207,000 |