Call reports 2015
PENDLETON COMMUNITY BANK, INC. — 2015
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 265,076,000 | 267,972,000 | 271,133,000 | 269,244,000 |
| Total loans | 201,155,000 | 202,651,000 | 204,957,000 | 207,838,000 |
| Allowance for loan losses | 2,317,000 | 2,251,000 | 2,474,000 | 2,169,000 |
| Securities available for sale | 35,767,000 | 34,999,000 | 34,738,000 | 32,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,776,000 | 228,320,000 | 231,180,000 | 230,307,000 |
| Interest-bearing deposits | 180,802,000 | 180,321,000 | 181,162,000 | 177,915,000 |
| Noninterest-bearing deposits | 43,974,000 | 47,999,000 | 50,018,000 | 52,391,000 |
| Equity capital | 33,424,000 | 34,009,000 | 34,973,000 | 34,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,996,000 | 5,995,000 | 9,032,000 | 12,070,000 |
| Interest expense | 306,000 | 593,000 | 865,000 | 1,124,000 |
| Net interest income | 2,690,000 | 5,402,000 | 8,167,000 | 10,946,000 |
| Noninterest income | 493,000 | 1,060,000 | 1,643,000 | 2,192,000 |
| Noninterest expense | 1,861,000 | 3,728,000 | 5,674,000 | 7,642,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,142,000 | 2,330,000 | 3,504,000 | 4,652,000 |
| Income tax | 329,000 | 671,000 | 1,024,000 | 1,352,000 |
| Net income | 813,000 | 1,659,000 | 2,480,000 | 3,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,544,000 | 32,394,000 | 33,219,000 | 32,502,000 |
| Total capital | 33,861,000 | 34,645,000 | 35,673,000 | 34,671,000 |
| Risk-weighted assets | 187,756,000 | 189,910,000 | 196,291,000 | 195,595,000 |