Call reports 2014
PENDLETON COMMUNITY BANK, INC. — 2014
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 266,434,000 | 263,394,000 | 268,970,000 | 267,494,000 |
| Total loans | 185,845,000 | 188,277,000 | 191,518,000 | 200,578,000 |
| Allowance for loan losses | 2,264,000 | 2,269,000 | 2,407,000 | 2,293,000 |
| Securities available for sale | 42,758,000 | 43,817,000 | 42,849,000 | 40,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,593,000 | 225,717,000 | 230,165,000 | 226,303,000 |
| Interest-bearing deposits | 187,956,000 | 185,154,000 | 185,275,000 | 180,765,000 |
| Noninterest-bearing deposits | 40,638,000 | 40,563,000 | 44,889,000 | 45,539,000 |
| Equity capital | 31,378,000 | 32,243,000 | 33,180,000 | 32,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,887,000 | 5,781,000 | 8,723,000 | 11,730,000 |
| Interest expense | 387,000 | 762,000 | 1,119,000 | 1,450,000 |
| Net interest income | 2,500,000 | 5,019,000 | 7,604,000 | 10,280,000 |
| Noninterest income | 499,000 | 1,044,000 | 1,683,000 | 2,148,000 |
| Noninterest expense | 1,816,000 | 3,705,000 | 5,572,000 | 7,555,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 750,000 |
| Pretax income | 1,033,000 | 2,060,000 | 3,276,000 | 4,178,000 |
| Income tax | 285,000 | 567,000 | 940,000 | 1,136,000 |
| Net income | 748,000 | 1,493,000 | 2,336,000 | 3,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,947,000 | 30,576,000 | 31,427,000 | 30,670,000 |
| Total capital | 32,203,000 | 32,845,000 | 33,725,000 | 32,963,000 |
| Risk-weighted assets | 180,460,000 | 181,978,000 | 183,737,000 | 187,481,000 |