Call reports 2013
PENDLETON COMMUNITY BANK, INC. — 2013
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 262,819,000 | 262,032,000 | 266,492,000 | 262,233,000 |
| Total loans | 187,952,000 | 187,415,000 | 187,561,000 | 186,494,000 |
| Allowance for loan losses | 4,599,000 | 2,898,000 | 2,558,000 | 2,118,000 |
| Securities available for sale | 38,960,000 | 38,835,000 | 39,332,000 | 41,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,269,000 | 225,723,000 | 230,054,000 | 226,766,000 |
| Interest-bearing deposits | 190,087,000 | 189,442,000 | 189,781,000 | 186,743,000 |
| Noninterest-bearing deposits | 36,181,000 | 36,281,000 | 40,272,000 | 40,022,000 |
| Equity capital | 30,839,000 | 30,633,000 | 31,156,000 | 30,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,974,000 | 5,882,000 | 8,813,000 | 11,739,000 |
| Interest expense | 488,000 | 945,000 | 1,387,000 | 1,804,000 |
| Net interest income | 2,486,000 | 4,937,000 | 7,426,000 | 9,935,000 |
| Noninterest income | 509,000 | 1,080,000 | 1,634,000 | 2,126,000 |
| Noninterest expense | 1,792,000 | 3,597,000 | 5,411,000 | 7,281,000 |
| Provision for loan losses | 375,000 | 675,000 | 825,000 | 975,000 |
| Pretax income | 828,000 | 1,765,000 | 2,844,000 | 3,825,000 |
| Income tax | 238,000 | 496,000 | 802,000 | 1,076,000 |
| Net income | 590,000 | 1,269,000 | 2,042,000 | 2,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,784,000 | 29,196,000 | 29,928,000 | 29,241,000 |
| Total capital | 31,038,000 | 31,468,000 | 32,199,000 | 31,359,000 |
| Risk-weighted assets | 177,951,000 | 181,141,000 | 181,364,000 | 180,488,000 |