Call reports 2012
PENDLETON COMMUNITY BANK, INC. — 2012
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 258,102,000 | 260,930,000 | 265,626,000 | 262,135,000 |
| Total loans | 190,245,000 | 192,016,000 | 191,820,000 | 191,760,000 |
| Allowance for loan losses | 4,036,000 | 4,314,000 | 4,417,000 | 4,289,000 |
| Securities available for sale | 33,851,000 | 37,320,000 | 39,100,000 | 39,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,644,000 | 224,905,000 | 228,973,000 | 226,967,000 |
| Interest-bearing deposits | 189,303,000 | 190,971,000 | 193,004,000 | 190,600,000 |
| Noninterest-bearing deposits | 33,341,000 | 33,934,000 | 35,969,000 | 36,367,000 |
| Equity capital | 29,620,000 | 30,417,000 | 31,211,000 | 30,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,122,000 | 6,263,000 | 9,408,000 | 12,353,000 |
| Interest expense | 662,000 | 1,302,000 | 1,883,000 | 2,414,000 |
| Net interest income | 2,460,000 | 4,961,000 | 7,525,000 | 9,939,000 |
| Noninterest income | 465,000 | 952,000 | 1,384,000 | 2,007,000 |
| Noninterest expense | 1,710,000 | 3,479,000 | 5,249,000 | 7,086,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,125,000 |
| Pretax income | 915,000 | 1,834,000 | 2,794,000 | 3,769,000 |
| Income tax | 268,000 | 532,000 | 810,000 | 1,094,000 |
| Net income | 647,000 | 1,302,000 | 1,984,000 | 2,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,592,000 | 28,255,000 | 28,946,000 | 28,185,000 |
| Total capital | 29,832,000 | 30,539,000 | 31,221,000 | 30,459,000 |
| Risk-weighted assets | 177,391,000 | 180,716,000 | 181,516,000 | 179,818,000 |