Call reports 2011
PENDLETON COMMUNITY BANK, INC. — 2011
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 253,819,000 | 253,807,000 | 260,635,000 | 253,464,000 |
| Total loans | 193,757,000 | 195,238,000 | 195,931,000 | 194,250,000 |
| Allowance for loan losses | 3,362,000 | 3,798,000 | 4,146,000 | 4,271,000 |
| Securities available for sale | 30,826,000 | 32,759,000 | 31,388,000 | 31,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,915,000 | 218,877,000 | 224,042,000 | 218,466,000 |
| Interest-bearing deposits | 190,692,000 | 188,571,000 | 191,902,000 | 186,302,000 |
| Noninterest-bearing deposits | 29,223,000 | 30,306,000 | 32,140,000 | 32,164,000 |
| Equity capital | 28,503,000 | 29,202,000 | 30,086,000 | 29,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,184,000 | 6,430,000 | 9,586,000 | 12,807,000 |
| Interest expense | 789,000 | 1,563,000 | 2,302,000 | 2,997,000 |
| Net interest income | 2,395,000 | 4,867,000 | 7,284,000 | 9,810,000 |
| Noninterest income | 450,000 | 937,000 | 1,411,000 | 1,931,000 |
| Noninterest expense | 1,728,000 | 3,404,000 | 5,103,000 | 6,915,000 |
| Provision for loan losses | 422,000 | 897,000 | 1,272,000 | 1,750,000 |
| Pretax income | 695,000 | 1,554,000 | 2,371,000 | 3,127,000 |
| Income tax | 192,000 | 434,000 | 673,000 | 872,000 |
| Net income | 503,000 | 1,120,000 | 1,698,000 | 2,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,824,000 | 27,294,000 | 27,881,000 | 26,936,000 |
| Total capital | 29,078,000 | 29,568,000 | 30,179,000 | 29,207,000 |
| Risk-weighted assets | 179,177,000 | 180,367,000 | 181,973,000 | 179,688,000 |