Call reports 2010
PENDLETON COMMUNITY BANK, INC. — 2010
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 246,086,000 | 246,354,000 | 253,711,000 | 249,270,000 |
| Total loans | 186,349,000 | 190,749,000 | 193,701,000 | 194,855,000 |
| Allowance for loan losses | 1,839,000 | 2,042,000 | 2,231,000 | 2,988,000 |
| Securities available for sale | 31,660,000 | 29,588,000 | 27,698,000 | 28,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,165,000 | 211,726,000 | 217,991,000 | 216,169,000 |
| Interest-bearing deposits | 184,417,000 | 183,608,000 | 188,509,000 | 188,323,000 |
| Noninterest-bearing deposits | 27,748,000 | 28,117,000 | 29,481,000 | 27,846,000 |
| Equity capital | 27,573,000 | 28,253,000 | 29,113,000 | 27,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,234,000 | 6,475,000 | 9,810,000 | 13,159,000 |
| Interest expense | 959,000 | 1,881,000 | 2,760,000 | 3,579,000 |
| Net interest income | 2,275,000 | 4,594,000 | 7,050,000 | 9,580,000 |
| Noninterest income | 417,000 | 888,000 | 1,402,000 | 2,051,000 |
| Noninterest expense | 1,791,000 | 3,471,000 | 5,101,000 | 6,641,000 |
| Provision for loan losses | 183,000 | 482,000 | 812,000 | 1,798,000 |
| Pretax income | 718,000 | 1,529,000 | 2,539,000 | 3,210,000 |
| Income tax | 190,000 | 418,000 | 727,000 | 859,000 |
| Net income | 528,000 | 1,111,000 | 1,812,000 | 2,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,796,000 | 26,386,000 | 27,097,000 | 26,312,000 |
| Total capital | 27,772,000 | 28,567,000 | 29,356,000 | 28,548,000 |
| Risk-weighted assets | 170,875,000 | 174,492,000 | 180,352,000 | 178,130,000 |