Call reports 2009
PENDLETON COMMUNITY BANK, INC. — 2009
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 206,048,000 | 232,119,000 | 246,224,000 | 242,411,000 |
| Total loans | 159,750,000 | 176,760,000 | 181,313,000 | 184,655,000 |
| Allowance for loan losses | 1,304,000 | 1,372,000 | 1,524,000 | 1,791,000 |
| Securities available for sale | 24,790,000 | 26,767,000 | 30,590,000 | 31,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,384,000 | 196,776,000 | 210,276,000 | 208,884,000 |
| Interest-bearing deposits | 151,272,000 | 175,413,000 | 184,331,000 | 182,149,000 |
| Noninterest-bearing deposits | 20,112,000 | 21,363,000 | 25,945,000 | 26,735,000 |
| Equity capital | 26,577,000 | 27,042,000 | 28,144,000 | 27,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,946,000 | 6,127,000 | 9,397,000 | 12,697,000 |
| Interest expense | 1,019,000 | 2,135,000 | 3,252,000 | 4,213,000 |
| Net interest income | 1,927,000 | 3,992,000 | 6,145,000 | 8,484,000 |
| Noninterest income | 348,000 | 760,000 | 1,228,000 | 1,692,000 |
| Noninterest expense | 1,446,000 | 3,135,000 | 4,728,000 | 6,198,000 |
| Provision for loan losses | 77,000 | 168,000 | 292,000 | 617,000 |
| Pretax income | 742,000 | 1,513,000 | 2,417,000 | 3,425,000 |
| Income tax | 205,000 | 417,000 | 654,000 | 946,000 |
| Net income | 537,000 | 1,096,000 | 1,763,000 | 2,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,344,000 | 25,847,000 | 26,483,000 | 25,528,000 |
| Total capital | 27,648,000 | 27,219,000 | 28,007,000 | 27,319,000 |
| Risk-weighted assets | 146,737,000 | 162,726,000 | 165,541,000 | 170,752,000 |