Call reports 2006
PENDLETON COMMUNITY BANK, INC. — 2006
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 171,048,000 | 174,782,000 | 181,929,000 | 183,566,000 |
| Total loans | 128,292,000 | 131,520,000 | 133,140,000 | 135,366,000 |
| Allowance for loan losses | 1,235,000 | 1,262,000 | 1,268,000 | 1,258,000 |
| Securities available for sale | 33,050,000 | 32,779,000 | 32,967,000 | 33,908,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,307,000 | 139,478,000 | 147,234,000 | 149,347,000 |
| Interest-bearing deposits | 120,316,000 | 123,150,000 | 130,428,000 | 133,006,000 |
| Noninterest-bearing deposits | 15,991,000 | 16,328,000 | 16,807,000 | 16,341,000 |
| Equity capital | 25,166,000 | 25,679,000 | 26,147,000 | 25,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,758,000 | 5,630,000 | 8,650,000 | 11,792,000 |
| Interest expense | 888,000 | 1,892,000 | 3,031,000 | 4,282,000 |
| Net interest income | 1,870,000 | 3,738,000 | 5,619,000 | 7,510,000 |
| Noninterest income | 220,000 | 522,000 | 819,000 | 1,113,000 |
| Noninterest expense | 1,198,000 | 2,430,000 | 3,727,000 | 4,986,000 |
| Provision for loan losses | 54,000 | 112,000 | 147,000 | 163,000 |
| Pretax income | 838,000 | 1,718,000 | 2,560,000 | 3,395,000 |
| Income tax | 253,000 | 516,000 | 777,000 | 1,003,000 |
| Net income | 585,000 | 1,202,000 | 1,783,000 | 2,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,378,000 | 25,994,000 | 26,275,000 | 25,149,000 |
| Total capital | 26,613,000 | 27,256,000 | 27,543,000 | 26,407,000 |
| Risk-weighted assets | 117,111,000 | 120,151,000 | 124,273,000 | 123,880,000 |