Call reports 2001
PENDLETON COMMUNITY BANK, INC. — 2001
What PENDLETON COMMUNITY BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,370,000 | 123,683,000 | 126,837,000 | 129,667,000 |
| Total loans | 77,965,000 | 77,628,000 | 79,110,000 | 83,756,000 |
| Allowance for loan losses | 961,000 | 944,000 | 963,000 | 960,000 |
| Securities available for sale | 34,356,000 | 36,231,000 | 37,259,000 | 35,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,930,000 | 102,493,000 | 105,026,000 | 108,562,000 |
| Interest-bearing deposits | 94,423,000 | 93,944,000 | 95,836,000 | 98,173,000 |
| Noninterest-bearing deposits | 8,507,000 | 8,549,000 | 9,190,000 | 10,389,000 |
| Equity capital | 19,678,000 | 20,078,000 | 20,710,000 | 20,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,262,000 | 4,481,000 | 6,710,000 | 8,889,000 |
| Interest expense | 1,090,000 | 2,122,000 | 3,106,000 | 3,977,000 |
| Net interest income | 1,172,000 | 2,359,000 | 3,604,000 | 4,912,000 |
| Noninterest income | 40,000 | 91,000 | 156,000 | 230,000 |
| Noninterest expense | 627,000 | 1,289,000 | 1,933,000 | 2,759,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 556,000 | 1,102,000 | 1,738,000 | 2,264,000 |
| Income tax | 148,000 | 299,000 | 488,000 | 621,000 |
| Net income | 408,000 | 803,000 | 1,250,000 | 1,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,402,000 | 19,797,000 | 20,244,000 | 19,917,000 |
| Total capital | 20,363,000 | 20,741,000 | 21,207,000 | 20,877,000 |
| Risk-weighted assets | 79,693,000 | 80,408,000 | 82,078,000 | 85,511,000 |