Call reports 2026
STATE EXCHANGE BANK, THE — 2026
What STATE EXCHANGE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 94,515,000 | 89,596,000 |
| Total loans | 64,700,000 | 62,709,000 |
| Allowance for loan losses | 1,782,000 | 1,779,000 |
| Securities available for sale | 6,384,000 | 5,729,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 83,483,000 | 78,585,000 |
| Interest-bearing deposits | 67,619,000 | 62,891,000 |
| Noninterest-bearing deposits | 15,864,000 | 15,694,000 |
| Equity capital | 9,802,000 | 9,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,366,000 | 2,843,000 |
| Interest expense | 583,000 | 1,138,000 |
| Net interest income | 783,000 | 1,705,000 |
| Noninterest income | 34,000 | 160,000 |
| Noninterest expense | 624,000 | 1,259,000 |
| Provision for loan losses | 200,000 | 200,000 |
| Pretax income | -7,000 | 406,000 |
| Income tax | 0 | 0 |
| Net income | -7,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,877,000 | 9,840,000 |