Call reports 2019
STATE EXCHANGE BANK, THE — 2019
What STATE EXCHANGE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 65,541,000 | 64,047,000 | 66,093,000 | 66,194,000 |
| Total loans | 50,070,000 | 50,697,000 | 52,375,000 | 52,202,000 |
| Allowance for loan losses | 1,171,000 | 1,177,000 | 1,271,000 | 1,264,000 |
| Securities available for sale | 4,757,000 | 4,228,000 | 3,708,000 | 3,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,570,000 | 53,711,000 | 55,657,000 | 55,534,000 |
| Interest-bearing deposits | 44,082,000 | 42,144,000 | 44,417,000 | 44,047,000 |
| Noninterest-bearing deposits | 11,488,000 | 11,566,000 | 11,239,000 | 11,487,000 |
| Equity capital | 7,364,000 | 7,690,000 | 7,751,000 | 8,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,734,000 | 2,611,000 | 3,544,000 |
| Interest expense | 195,000 | 386,000 | 592,000 | 808,000 |
| Net interest income | 657,000 | 1,348,000 | 2,019,000 | 2,736,000 |
| Noninterest income | 22,000 | 92,000 | 114,000 | 140,000 |
| Noninterest expense | 412,000 | 844,000 | 1,281,000 | 1,668,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 231,000 | 514,000 | 726,000 | 1,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 231,000 | 514,000 | 726,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,359,000 | 7,643,000 | 7,705,000 | 8,016,000 |
| Total capital | 8,069,000 | 8,368,000 | 8,417,000 | 8,741,000 |
| Risk-weighted assets | 56,361,000 | 57,538,000 | 56,424,000 | 57,486,000 |