Call reports 2011
STATE EXCHANGE BANK, THE — 2011
What STATE EXCHANGE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 60,729,000 | 57,283,000 | 58,583,000 | 55,085,000 |
| Total loans | 40,032,000 | 39,579,000 | 35,157,000 | 36,307,000 |
| Allowance for loan losses | 1,287,000 | 1,332,000 | 1,674,000 | 1,529,000 |
| Securities available for sale | 2,973,000 | 3,976,000 | 4,359,000 | 4,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,780,000 | 45,237,000 | 46,462,000 | 42,869,000 |
| Interest-bearing deposits | 38,324,000 | 35,003,000 | 32,715,000 | 31,566,000 |
| Noninterest-bearing deposits | 10,455,000 | 10,234,000 | 13,747,000 | 11,304,000 |
| Equity capital | 5,403,000 | 5,582,000 | 5,684,000 | 5,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,592,000 | 2,252,000 | 2,963,000 |
| Interest expense | 179,000 | 341,000 | 491,000 | 627,000 |
| Net interest income | 635,000 | 1,251,000 | 1,761,000 | 2,336,000 |
| Noninterest income | 16,000 | 200,000 | 218,000 | 235,000 |
| Noninterest expense | 368,000 | 877,000 | 1,231,000 | 1,659,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 283,000 | 574,000 | 754,000 | 918,000 |
| Income tax | 112,000 | 229,000 | 297,000 | 360,000 |
| Net income | 171,000 | 345,000 | 457,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,394,000 | 5,568,000 | 5,680,000 | 5,781,000 |
| Total capital | 5,860,000 | 6,033,000 | 6,109,000 | 6,209,000 |
| Risk-weighted assets | 37,235,000 | 36,347,000 | 33,082,000 | 33,104,000 |