Call reports 2001
STATE EXCHANGE BANK, THE — 2001
What STATE EXCHANGE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,922,000 | 21,838,000 | 21,234,000 | 22,220,000 |
| Total loans | 13,374,000 | 14,805,000 | 14,424,000 | 15,747,000 |
| Allowance for loan losses | 199,000 | 281,000 | 370,000 | 372,000 |
| Securities available for sale | 5,532,000 | 4,913,000 | 4,349,000 | 4,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,376,000 | 19,551,000 | 18,836,000 | 19,676,000 |
| Interest-bearing deposits | 16,810,000 | 17,650,000 | 17,311,000 | 17,846,000 |
| Noninterest-bearing deposits | 1,566,000 | 1,900,000 | 1,525,000 | 1,830,000 |
| Equity capital | 2,253,000 | 1,929,000 | 2,010,000 | 1,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 880,000 | 1,315,000 | 1,678,000 |
| Interest expense | 206,000 | 410,000 | 606,000 | 784,000 |
| Net interest income | 230,000 | 470,000 | 709,000 | 894,000 |
| Noninterest income | 32,000 | 71,000 | 100,000 | 144,000 |
| Noninterest expense | 153,000 | 317,000 | 474,000 | 697,000 |
| Provision for loan losses | 15,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 101,000 | 134,000 | 245,000 | 251,000 |
| Income tax | 35,000 | 43,000 | 82,000 | 80,000 |
| Net income | 66,000 | 91,000 | 163,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,197,000 | 1,870,000 | 1,941,000 | 1,919,000 |
| Total capital | 2,375,000 | 2,066,000 | 2,134,000 | 2,124,000 |
| Risk-weighted assets | 14,245,000 | 15,624,000 | 15,224,000 | 16,255,000 |