Call reports 2025
FIRST NATIONAL BANK OF PASCO — 2025
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 318,994,000 | 310,078,000 | 298,413,000 | 287,263,000 |
| Total loans | 193,486,000 | 192,045,000 | 187,740,000 | 185,865,000 |
| Allowance for loan losses | 2,855,000 | 2,855,000 | 2,863,000 | 2,863,000 |
| Securities available for sale | 65,494,000 | 63,729,000 | 64,498,000 | 62,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,359,000 | 266,097,000 | 253,079,000 | 241,439,000 |
| Interest-bearing deposits | 149,924,000 | 164,430,000 | 185,959,000 | 145,586,000 |
| Noninterest-bearing deposits | 122,435,000 | 101,667,000 | 67,120,000 | 95,853,000 |
| Equity capital | 18,178,000 | 17,861,000 | 19,055,000 | 19,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,047,000 | 8,318,000 | 12,472,000 | 16,513,000 |
| Interest expense | 1,517,000 | 3,159,000 | 4,848,000 | 6,333,000 |
| Net interest income | 2,530,000 | 5,159,000 | 7,624,000 | 10,180,000 |
| Noninterest income | 606,000 | 1,219,000 | 1,617,000 | 2,024,000 |
| Noninterest expense | 3,017,000 | 6,078,000 | 9,214,000 | 11,805,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 119,000 | 300,000 | 27,000 | 337,000 |
| Income tax | 6,000 | 44,000 | 0 | 83,000 |
| Net income | 113,000 | 256,000 | 27,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,464,000 | 28,607,000 | 28,378,000 | 28,606,000 |