Call reports 2023
FIRST NATIONAL BANK OF PASCO — 2023
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 299,561,000 | 286,106,000 | 296,092,000 | 307,136,000 |
| Total loans | 179,425,000 | 179,604,000 | 179,016,000 | 185,347,000 |
| Allowance for loan losses | 2,930,000 | 2,930,000 | 2,930,000 | 2,930,000 |
| Securities available for sale | 79,275,000 | 76,731,000 | 72,841,000 | 75,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,766,000 | 255,260,000 | 279,433,000 | 287,800,000 |
| Interest-bearing deposits | 159,251,000 | 160,790,000 | 185,508,000 | 204,000,000 |
| Noninterest-bearing deposits | 104,515,000 | 94,470,000 | 93,925,000 | 83,800,000 |
| Equity capital | 17,870,000 | 16,391,000 | 14,409,000 | 16,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,101,000 | 6,389,000 | 10,006,000 | 13,543,000 |
| Interest expense | 413,000 | 1,488,000 | 2,588,000 | 3,799,000 |
| Net interest income | 2,688,000 | 4,901,000 | 7,418,000 | 9,744,000 |
| Noninterest income | 485,000 | 723,000 | 1,310,000 | 1,876,000 |
| Noninterest expense | 2,659,000 | 5,494,000 | 8,419,000 | 11,291,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 514,000 | 130,000 | 309,000 | 329,000 |
| Income tax | 116,000 | 75,000 | 78,000 | 78,000 |
| Net income | 398,000 | 55,000 | 231,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,751,000 | 27,914,000 | 27,968,000 | 27,494,000 |