Call reports 2022
FIRST NATIONAL BANK OF PASCO — 2022
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 289,823,000 | 270,348,000 | 281,028,000 | 285,077,000 |
| Total loans | 158,291,000 | 164,705,000 | 177,797,000 | 176,685,000 |
| Allowance for loan losses | 2,585,000 | 2,617,000 | 2,649,000 | 2,679,000 |
| Securities available for sale | 88,414,000 | 84,230,000 | 79,565,000 | 79,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,951,000 | 251,878,000 | 246,840,000 | 248,618,000 |
| Interest-bearing deposits | 151,889,000 | 150,290,000 | 100,221,000 | 149,869,000 |
| Noninterest-bearing deposits | 115,063,000 | 101,588,000 | 146,618,000 | 98,749,000 |
| Equity capital | 21,446,000 | 17,103,000 | 15,420,000 | 15,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,413,000 | 4,980,000 | 7,799,000 | 10,616,000 |
| Interest expense | 120,000 | 217,000 | 294,000 | 577,000 |
| Net interest income | 2,293,000 | 4,763,000 | 7,505,000 | 10,039,000 |
| Noninterest income | 438,000 | 922,000 | 1,406,000 | 1,977,000 |
| Noninterest expense | 2,104,000 | 4,292,000 | 6,416,000 | 9,459,000 |
| Provision for loan losses | 75,000 | 105,000 | 135,000 | 165,000 |
| Pretax income | 558,000 | 1,294,000 | 2,366,000 | 2,398,000 |
| Income tax | 128,000 | 292,000 | 570,000 | 541,000 |
| Net income | 430,000 | 1,002,000 | 1,796,000 | 1,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,417,000 | 26,853,000 | 27,962,000 | 27,559,000 |