Call reports 2020
FIRST NATIONAL BANK OF PASCO — 2020
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 191,567,000 | 210,285,000 | 214,588,000 | 221,191,000 |
| Total loans | 134,103,000 | 149,725,000 | 150,375,000 | 148,550,000 |
| Allowance for loan losses | 2,320,000 | 2,292,000 | 2,378,000 | 2,498,000 |
| Securities available for sale | 32,582,000 | 39,716,000 | 35,813,000 | 35,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,268,000 | 173,939,000 | 183,371,000 | 190,047,000 |
| Interest-bearing deposits | 108,879,000 | 109,928,000 | 108,849,000 | 113,996,000 |
| Noninterest-bearing deposits | 52,389,000 | 64,012,000 | 74,522,000 | 76,051,000 |
| Equity capital | 22,750,000 | 24,603,000 | 25,060,000 | 25,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,077,000 | 4,236,000 | 6,498,000 | 8,732,000 |
| Interest expense | 168,000 | 312,000 | 455,000 | 590,000 |
| Net interest income | 1,909,000 | 3,924,000 | 6,043,000 | 8,142,000 |
| Noninterest income | 210,000 | 421,000 | 722,000 | 1,069,000 |
| Noninterest expense | 1,807,000 | 3,557,000 | 5,423,000 | 7,390,000 |
| Provision for loan losses | 0 | 0 | 0 | 105,000 |
| Pretax income | 320,000 | 796,000 | 1,425,000 | 1,990,000 |
| Income tax | 65,000 | 154,000 | 283,000 | 454,000 |
| Net income | 255,000 | 642,000 | 1,142,000 | 1,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,468,000 | 23,754,000 | 23,895,000 | 24,229,000 |