Call reports 2019
FIRST NATIONAL BANK OF PASCO — 2019
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 182,269,000 | 176,850,000 | 179,811,000 | 183,789,000 |
| Total loans | 117,850,000 | 123,834,000 | 126,671,000 | 127,941,000 |
| Allowance for loan losses | 2,187,000 | 2,266,000 | 2,363,000 | 2,312,000 |
| Securities available for sale | 49,091,000 | 38,959,000 | 37,717,000 | 33,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,928,000 | 149,347,000 | 145,744,000 | 152,664,000 |
| Interest-bearing deposits | 103,200,000 | 100,483,000 | 96,242,000 | 101,639,000 |
| Noninterest-bearing deposits | 53,728,000 | 48,864,000 | 49,502,000 | 51,024,000 |
| Equity capital | 18,820,000 | 19,875,000 | 23,261,000 | 23,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,942,000 | 3,947,000 | 5,940,000 | 7,985,000 |
| Interest expense | 163,000 | 333,000 | 504,000 | 675,000 |
| Net interest income | 1,779,000 | 3,614,000 | 5,436,000 | 7,310,000 |
| Noninterest income | 243,000 | 525,000 | 717,000 | 939,000 |
| Noninterest expense | 1,622,000 | 3,266,000 | 4,908,000 | 6,740,000 |
| Provision for loan losses | 110,000 | 200,000 | 290,000 | 290,000 |
| Pretax income | 290,000 | 673,000 | 955,000 | 1,219,000 |
| Income tax | 84,000 | 187,000 | 264,000 | 318,000 |
| Net income | 206,000 | 486,000 | 691,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,809,000 | 19,225,000 | 22,708,000 | 23,368,000 |
| Total capital | 20,428,000 | 20,890,000 | 24,398,000 | 25,070,000 |
| Risk-weighted assets | 128,419,000 | 132,107,000 | 134,960,000 | 135,526,000 |