Call reports 2016
FIRST NATIONAL BANK OF PASCO — 2016
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 142,612,000 | 139,980,000 | 139,546,000 | 143,861,000 |
| Total loans | 73,823,000 | 76,063,000 | 71,677,000 | 71,390,000 |
| Allowance for loan losses | 2,261,000 | 2,136,000 | 2,124,000 | 2,113,000 |
| Securities available for sale | 44,238,000 | 43,905,000 | 49,885,000 | 49,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,917,000 | 118,052,000 | 116,871,000 | 123,161,000 |
| Interest-bearing deposits | 86,375,000 | 85,302,000 | 83,530,000 | 89,189,000 |
| Noninterest-bearing deposits | 34,542,000 | 32,749,000 | 33,341,000 | 33,972,000 |
| Equity capital | 16,516,000 | 16,736,000 | 16,848,000 | 15,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,663,000 | 3,945,000 | 5,258,000 |
| Interest expense | 96,000 | 197,000 | 287,000 | 382,000 |
| Net interest income | 1,232,000 | 2,466,000 | 3,658,000 | 4,876,000 |
| Noninterest income | 133,000 | 163,000 | 312,000 | 431,000 |
| Noninterest expense | 1,153,000 | 2,321,000 | 3,567,000 | 4,810,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 220,000 | 439,000 | 534,000 | 628,000 |
| Income tax | 73,000 | 141,000 | 166,000 | 194,000 |
| Net income | 147,000 | 298,000 | 368,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,016,000 | 15,155,000 | 14,963,000 | 15,000,000 |
| Total capital | 15,993,000 | 16,174,000 | 15,957,000 | 16,018,000 |
| Risk-weighted assets | 75,897,000 | 79,403,000 | 77,286,000 | 79,219,000 |