Call reports 2015
FIRST NATIONAL BANK OF PASCO — 2015
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 140,889,000 | 134,444,000 | 129,491,000 | 137,329,000 |
| Total loans | 71,854,000 | 72,890,000 | 74,381,000 | 73,344,000 |
| Allowance for loan losses | 2,365,000 | 2,201,000 | 2,185,000 | 2,305,000 |
| Securities available for sale | 50,909,000 | 48,589,000 | 45,469,000 | 43,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,682,000 | 118,316,000 | 112,939,000 | 116,003,000 |
| Interest-bearing deposits | 91,232,000 | 85,994,000 | 81,391,000 | 82,071,000 |
| Noninterest-bearing deposits | 33,450,000 | 32,321,000 | 31,548,000 | 33,932,000 |
| Equity capital | 16,048,000 | 15,794,000 | 16,187,000 | 16,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,654,000 | 3,979,000 | 5,397,000 |
| Interest expense | 145,000 | 260,000 | 349,000 | 434,000 |
| Net interest income | 1,183,000 | 2,394,000 | 3,630,000 | 4,963,000 |
| Noninterest income | 188,000 | 322,000 | 463,000 | 585,000 |
| Noninterest expense | 1,117,000 | 2,191,000 | 3,350,000 | 4,759,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 257,000 | 527,000 | 744,000 | 790,000 |
| Income tax | 82,000 | 172,000 | 244,000 | 261,000 |
| Net income | 175,000 | 355,000 | 500,000 | 529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,349,000 | 14,594,000 | 14,780,000 | 14,795,000 |
| Total capital | 15,254,000 | 15,542,000 | 15,733,000 | 15,763,000 |
| Risk-weighted assets | 70,979,000 | 73,479,000 | 73,996,000 | 75,191,000 |