Call reports 2014
FIRST NATIONAL BANK OF PASCO — 2014
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 155,182,000 | 143,407,000 | 138,990,000 | 140,444,000 |
| Total loans | 76,201,000 | 75,597,000 | 74,709,000 | 73,369,000 |
| Allowance for loan losses | 3,481,000 | 3,195,000 | 2,306,000 | 2,307,000 |
| Securities available for sale | 55,831,000 | 55,930,000 | 54,100,000 | 53,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,078,000 | 127,849,000 | 122,074,000 | 124,360,000 |
| Interest-bearing deposits | 110,670,000 | 98,116,000 | 93,767,000 | 94,089,000 |
| Noninterest-bearing deposits | 29,409,000 | 29,733,000 | 28,306,000 | 30,271,000 |
| Equity capital | 14,323,000 | 14,785,000 | 15,021,000 | 15,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,824,000 | 4,242,000 | 5,634,000 |
| Interest expense | 217,000 | 413,000 | 596,000 | 770,000 |
| Net interest income | 1,202,000 | 2,411,000 | 3,646,000 | 4,864,000 |
| Noninterest income | 143,000 | 300,000 | 407,000 | 540,000 |
| Noninterest expense | 1,112,000 | 2,189,000 | 3,291,000 | 4,469,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 524,000 | 764,000 | 935,000 |
| Income tax | 76,000 | 170,000 | 248,000 | 301,000 |
| Net income | 157,000 | 354,000 | 516,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,476,000 | 13,769,000 | 13,983,000 | 14,129,000 |
| Total capital | 14,416,000 | 14,700,000 | 14,908,000 | 15,047,000 |
| Risk-weighted assets | 72,635,000 | 72,515,000 | 72,775,000 | 72,146,000 |