Call reports 2013
FIRST NATIONAL BANK OF PASCO — 2013
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 150,274,000 | 145,381,000 | 140,254,000 | 144,932,000 |
| Total loans | 85,632,000 | 82,247,000 | 79,663,000 | 76,449,000 |
| Allowance for loan losses | 4,539,000 | 3,999,000 | 3,627,000 | 3,476,000 |
| Securities available for sale | 52,981,000 | 55,024,000 | 51,517,000 | 50,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,414,000 | 130,106,000 | 125,572,000 | 130,131,000 |
| Interest-bearing deposits | 103,989,000 | 102,192,000 | 99,373,000 | 102,884,000 |
| Noninterest-bearing deposits | 28,425,000 | 27,915,000 | 26,199,000 | 27,247,000 |
| Equity capital | 15,019,000 | 14,408,000 | 13,756,000 | 13,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,602,000 | 3,136,000 | 4,622,000 | 6,107,000 |
| Interest expense | 290,000 | 563,000 | 805,000 | 1,030,000 |
| Net interest income | 1,312,000 | 2,573,000 | 3,817,000 | 5,077,000 |
| Noninterest income | 179,000 | 324,000 | 479,000 | 598,000 |
| Noninterest expense | 1,236,000 | 2,393,000 | 3,621,000 | 4,687,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 251,000 | 500,000 | 670,000 | 984,000 |
| Income tax | 77,000 | 180,000 | 253,000 | 378,000 |
| Net income | 174,000 | 320,000 | 417,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,512,000 | 12,759,000 | 12,929,000 | 13,243,000 |
| Total capital | 13,527,000 | 13,742,000 | 13,896,000 | 14,174,000 |
| Risk-weighted assets | 77,683,000 | 75,835,000 | 74,698,000 | 71,969,000 |