Call reports 2012
FIRST NATIONAL BANK OF PASCO — 2012
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 161,055,000 | 153,407,000 | 150,553,000 | 148,019,000 |
| Total loans | 103,952,000 | 98,938,000 | 94,287,000 | 89,663,000 |
| Allowance for loan losses | 6,114,000 | 5,843,000 | 5,533,000 | 4,831,000 |
| Securities available for sale | 39,818,000 | 42,557,000 | 44,427,000 | 49,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,697,000 | 136,568,000 | 132,757,000 | 130,213,000 |
| Interest-bearing deposits | 113,529,000 | 110,591,000 | 107,347,000 | 103,701,000 |
| Noninterest-bearing deposits | 29,168,000 | 25,978,000 | 25,410,000 | 26,512,000 |
| Equity capital | 13,444,000 | 13,915,000 | 14,876,000 | 14,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,905,000 | 3,761,000 | 5,451,000 | 7,097,000 |
| Interest expense | 370,000 | 700,000 | 1,017,000 | 1,326,000 |
| Net interest income | 1,535,000 | 3,061,000 | 4,434,000 | 5,771,000 |
| Noninterest income | 406,000 | 564,000 | 627,000 | 813,000 |
| Noninterest expense | 1,272,000 | 2,432,000 | 3,672,000 | 5,126,000 |
| Provision for loan losses | 750,000 | 1,050,000 | 1,050,000 | 1,050,000 |
| Pretax income | 617,000 | 1,282,000 | 2,119,000 | 2,265,000 |
| Income tax | 185,000 | 399,000 | 689,000 | 727,000 |
| Net income | 432,000 | 883,000 | 1,430,000 | 1,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,669,000 | 10,237,000 | 12,163,000 | 12,260,000 |
| Total capital | 10,900,000 | 11,388,000 | 13,253,000 | 13,322,000 |
| Risk-weighted assets | 93,588,000 | 87,517,000 | 82,735,000 | 80,784,000 |