Call reports 2011
FIRST NATIONAL BANK OF PASCO — 2011
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 176,028,000 | 166,019,000 | 162,221,000 | 159,571,000 |
| Total loans | 119,598,000 | 117,058,000 | 112,747,000 | 107,767,000 |
| Allowance for loan losses | 3,622,000 | 3,748,000 | 4,554,000 | 6,620,000 |
| Securities available for sale | 46,488,000 | 41,331,000 | 34,558,000 | 36,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,675,000 | 142,395,000 | 141,314,000 | 141,434,000 |
| Interest-bearing deposits | 130,221,000 | 120,249,000 | 117,234,000 | 116,289,000 |
| Noninterest-bearing deposits | 24,454,000 | 22,146,000 | 24,081,000 | 25,145,000 |
| Equity capital | 14,531,000 | 15,292,000 | 15,892,000 | 13,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,147,000 | 4,277,000 | 6,329,000 | 8,265,000 |
| Interest expense | 490,000 | 962,000 | 1,386,000 | 1,790,000 |
| Net interest income | 1,657,000 | 3,315,000 | 4,943,000 | 6,475,000 |
| Noninterest income | 65,000 | 237,000 | 424,000 | -514,000 |
| Noninterest expense | 1,170,000 | 2,432,000 | 3,665,000 | 5,065,000 |
| Provision for loan losses | 2,638,000 | 3,638,000 | 5,088,000 | 8,688,000 |
| Pretax income | -2,086,000 | -2,443,000 | -3,210,000 | -7,616,000 |
| Income tax | -845,000 | -1,038,000 | -1,388,000 | -3,083,000 |
| Net income | -1,241,000 | -1,405,000 | -1,822,000 | -4,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,918,000 | 14,213,000 | 13,128,000 | 8,852,000 |
| Total capital | 16,308,000 | 15,557,000 | 14,448,000 | 10,117,000 |
| Risk-weighted assets | 109,877,000 | 105,659,000 | 102,335,000 | 95,872,000 |