Call reports 2010
FIRST NATIONAL BANK OF PASCO — 2010
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 181,920,000 | 178,233,000 | 177,251,000 | 175,881,000 |
| Total loans | 123,119,000 | 124,680,000 | 123,445,000 | 121,452,000 |
| Allowance for loan losses | 1,799,000 | 1,893,000 | 2,006,000 | 1,899,000 |
| Securities available for sale | 39,822,000 | 43,099,000 | 42,762,000 | 41,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,131,000 | 155,171,000 | 153,666,000 | 153,518,000 |
| Interest-bearing deposits | 135,053,000 | 132,896,000 | 131,516,000 | 131,082,000 |
| Noninterest-bearing deposits | 23,077,000 | 22,276,000 | 22,151,000 | 22,436,000 |
| Equity capital | 15,760,000 | 16,162,000 | 16,621,000 | 15,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,327,000 | 4,718,000 | 7,024,000 | 9,224,000 |
| Interest expense | 629,000 | 1,228,000 | 1,782,000 | 2,313,000 |
| Net interest income | 1,698,000 | 3,490,000 | 5,242,000 | 6,911,000 |
| Noninterest income | -8,000 | 60,000 | 227,000 | 310,000 |
| Noninterest expense | 1,196,000 | 2,349,000 | 3,515,000 | 4,825,000 |
| Provision for loan losses | 1,062,000 | 1,337,000 | 1,937,000 | 2,637,000 |
| Pretax income | -527,000 | -58,000 | 95,000 | 26,000 |
| Income tax | -249,000 | -99,000 | -83,000 | -187,000 |
| Net income | -278,000 | 41,000 | 178,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,681,000 | 15,925,000 | 16,062,000 | 16,138,000 |
| Total capital | 17,123,000 | 17,378,000 | 17,497,000 | 17,557,000 |
| Risk-weighted assets | 115,084,000 | 115,006,000 | 114,268,000 | 112,254,000 |