Call reports 2009
FIRST NATIONAL BANK OF PASCO — 2009
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 151,564,000 | 165,316,000 | 182,095,000 | 177,353,000 |
| Total loans | 120,850,000 | 123,492,000 | 123,146,000 | 122,044,000 |
| Allowance for loan losses | 877,000 | 934,000 | 873,000 | 1,032,000 |
| Securities available for sale | 20,735,000 | 27,378,000 | 39,582,000 | 37,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,458,000 | 140,122,000 | 156,079,000 | 153,322,000 |
| Interest-bearing deposits | 101,207,000 | 119,012,000 | 135,486,000 | 128,868,000 |
| Noninterest-bearing deposits | 24,251,000 | 21,110,000 | 20,594,000 | 24,454,000 |
| Equity capital | 13,878,000 | 14,280,000 | 16,075,000 | 16,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,301,000 | 4,641,000 | 7,073,000 | 9,377,000 |
| Interest expense | 755,000 | 1,560,000 | 2,364,000 | 3,095,000 |
| Net interest income | 1,546,000 | 3,081,000 | 4,709,000 | 6,282,000 |
| Noninterest income | 207,000 | 414,000 | 630,000 | 862,000 |
| Noninterest expense | 1,249,000 | 2,401,000 | 3,439,000 | 4,384,000 |
| Provision for loan losses | 75,000 | 250,000 | 475,000 | 950,000 |
| Pretax income | 429,000 | 844,000 | 1,425,000 | 1,810,000 |
| Income tax | 143,000 | 272,000 | 458,000 | 598,000 |
| Net income | 286,000 | 572,000 | 967,000 | 1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,898,000 | 14,245,000 | 15,651,000 | 15,896,000 |
| Total capital | 14,775,000 | 15,179,000 | 16,524,000 | 16,928,000 |
| Risk-weighted assets | 110,712,000 | 114,986,000 | 116,929,000 | 114,615,000 |