Call reports 2008
FIRST NATIONAL BANK OF PASCO — 2008
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 135,640,000 | 141,752,000 | 147,824,000 | 150,039,000 |
| Total loans | 106,624,000 | 113,966,000 | 118,538,000 | 120,174,000 |
| Allowance for loan losses | 968,000 | 969,000 | 1,014,000 | 981,000 |
| Securities available for sale | 15,761,000 | 15,712,000 | 16,129,000 | 18,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,099,000 | 117,173,000 | 122,714,000 | 122,011,000 |
| Interest-bearing deposits | 90,372,000 | 90,784,000 | 95,677,000 | 94,728,000 |
| Noninterest-bearing deposits | 30,727,000 | 26,390,000 | 27,037,000 | 27,283,000 |
| Equity capital | 12,600,000 | 12,545,000 | 12,831,000 | 13,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,234,000 | 4,514,000 | 6,816,000 | 9,151,000 |
| Interest expense | 726,000 | 1,427,000 | 2,213,000 | 2,943,000 |
| Net interest income | 1,508,000 | 3,087,000 | 4,603,000 | 6,208,000 |
| Noninterest income | 215,000 | 418,000 | 633,000 | 873,000 |
| Noninterest expense | 1,162,000 | 2,241,000 | 3,364,000 | 4,445,000 |
| Provision for loan losses | 0 | 50,000 | 95,000 | 170,000 |
| Pretax income | 561,000 | 1,214,000 | 1,777,000 | 2,466,000 |
| Income tax | 188,000 | 424,000 | 618,000 | 783,000 |
| Net income | 373,000 | 790,000 | 1,159,000 | 1,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,601,000 | 12,719,000 | 13,087,000 | 13,611,000 |
| Total capital | 13,569,000 | 13,688,000 | 14,101,000 | 14,592,000 |
| Risk-weighted assets | 103,623,000 | 110,037,000 | 112,221,000 | 111,791,000 |