Call reports 2007
FIRST NATIONAL BANK OF PASCO — 2007
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 136,025,000 | 119,233,000 | 120,992,000 | 128,300,000 |
| Total loans | 94,126,000 | 94,952,000 | 96,651,000 | 102,026,000 |
| Allowance for loan losses | 936,000 | 921,000 | 921,000 | 968,000 |
| Securities available for sale | 17,421,000 | 16,870,000 | 16,493,000 | 16,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,274,000 | 106,207,000 | 107,282,000 | 114,410,000 |
| Interest-bearing deposits | 76,330,000 | 77,416,000 | 79,075,000 | 85,102,000 |
| Noninterest-bearing deposits | 44,944,000 | 28,791,000 | 28,207,000 | 29,308,000 |
| Equity capital | 10,761,000 | 10,975,000 | 11,484,000 | 12,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,072,000 | 4,157,000 | 6,239,000 | 8,432,000 |
| Interest expense | 672,000 | 1,381,000 | 2,098,000 | 2,825,000 |
| Net interest income | 1,400,000 | 2,776,000 | 4,141,000 | 5,607,000 |
| Noninterest income | 228,000 | 474,000 | 714,000 | 956,000 |
| Noninterest expense | 1,002,000 | 1,990,000 | 3,025,000 | 4,196,000 |
| Provision for loan losses | 9,000 | 18,000 | 18,000 | 68,000 |
| Pretax income | 617,000 | 1,242,000 | 1,812,000 | 2,299,000 |
| Income tax | 211,000 | 430,000 | 626,000 | 702,000 |
| Net income | 406,000 | 812,000 | 1,186,000 | 1,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,870,000 | 11,277,000 | 11,651,000 | 12,151,000 |
| Total capital | 11,806,000 | 12,198,000 | 12,572,000 | 13,119,000 |
| Risk-weighted assets | 94,565,000 | 91,880,000 | 92,134,000 | 96,827,000 |