Call reports 2006
FIRST NATIONAL BANK OF PASCO — 2006
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 114,753,000 | 115,000,000 | 116,296,000 | 122,792,000 |
| Total loans | 86,107,000 | 90,332,000 | 92,572,000 | 93,203,000 |
| Allowance for loan losses | 850,000 | 863,000 | 906,000 | 927,000 |
| Securities available for sale | 17,287,000 | 16,435,000 | 16,284,000 | 15,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,939,000 | 97,126,000 | 102,037,000 | 108,504,000 |
| Interest-bearing deposits | 68,113,000 | 68,087,000 | 73,378,000 | 77,674,000 |
| Noninterest-bearing deposits | 33,826,000 | 29,039,000 | 28,659,000 | 30,830,000 |
| Equity capital | 9,014,000 | 9,244,000 | 9,909,000 | 10,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,825,000 | 3,704,000 | 5,665,000 | 7,706,000 |
| Interest expense | 429,000 | 922,000 | 1,546,000 | 2,227,000 |
| Net interest income | 1,396,000 | 2,782,000 | 4,119,000 | 5,479,000 |
| Noninterest income | 212,000 | 431,000 | 645,000 | 864,000 |
| Noninterest expense | 1,052,000 | 2,045,000 | 2,941,000 | 3,914,000 |
| Provision for loan losses | 0 | 15,000 | 57,000 | 78,000 |
| Pretax income | 556,000 | 1,153,000 | 1,766,000 | 2,351,000 |
| Income tax | 203,000 | 417,000 | 635,000 | 789,000 |
| Net income | 353,000 | 736,000 | 1,131,000 | 1,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,256,000 | 9,639,000 | 10,034,000 | 10,465,000 |
| Total capital | 10,106,000 | 10,503,000 | 10,940,000 | 11,392,000 |
| Risk-weighted assets | 84,498,000 | 87,073,000 | 89,272,000 | 91,182,000 |